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Payday Loan Reviews
Reviews of lenders that offer online pay day loans
Compare the cash advance financing rates
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Payday loans are a type of cash advance on your future paycheck.
Typically, even people with poor credit can qualify if they've
been employed for at least several months and
earn a certain amount. Essentially, these companies
will direct deposit money into your account, and then
directly deduct your account on when you are paid from your job. I was surprised to find there
is virtually no information about the quality of these
companies. I found NONE. If you can find any,
let me know. So far, even after many years of running this site, I have gotten feedback on only a few of these companies. It looks like they really have bad terms,
far worse than the finance rates on credit cards, but
they clearly are popular for some people as there
are plenty of places on the web promoting them. Applying
online appears to be a fast, easy, confidential way
of getting money in a crunch (but you pay for
that luxury).
Read my information about payday
loan options and alternatives
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First Loan Free Up to $300
NO FAX OPTION NOW AVAILABLE!
A Top Recommended Cash Advance Offer
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Mypaydayloan.com
-Update January 16, 2010 - NO FAX PAY DAY
LOAN OPTION AVAILABLE - First Loan Free
How much does a loan cost me?
The fee for advancing a check is 25% of the amount borrowed,
so for $100.00 the fee is $25.00 or $125.00 total. [FIRST
LOAN FREE!]
What is the period of time the loan is designed for?
Payday loans are meant for emergency situations. The loan period will
typically be for 14 days, but can be shorter at times.
How many times am I allowed to extend this loan?
You can extend as much as necessary, however,
these are meant to be short term and should be repaid
quickly.
What amount will be deducted from my checking account
on my due date?
You must submit a payment request and then the amount you
have chose to pay gets deducted on your due date.
Information I could find on Mypaydayloan
$25 for every $100 borrowed (Now offering first loan
free). No fax option available! Qualifying
terms are now very clear on the website. You must have a checking
account that is at least 3 months old, and you must make at
least $1000 per month. On your first loan you can take
out up to $600, but on the second you can take out $700,
third is up to $800, fourth is up to $900 and after that, you can take out
up to $1000. You can extend the loans. Site was first
registered Oct 18, 1999 so they have been around longer than
the other sites I found. |
(High Recommendation - Lowest price at $10 for
every $100 borrowed. Also NO FAXING REQUIRED.)
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Half-Price
payday loans. - PayDayOK
(updated 8/21/05) - From their website:
PayDay
OK offers you totally secure, 100% online transactions and
instant results 24/7 without the headaches of faxing
or paperwork. And with PayDay OK, you can expect fast electronic
deposit, no credit checks and no hassles. Best
of all, our loan rates are a fraction of the cost.
So save time, save money and save the day – with PayDay
OK!
Information I could find on PayDayOK
$17.50 for every $100 borrowed (the lowest I could
find) with a Low-Cost Guarantee. Also, no
faxing required. They had no information on how much
you need to earn or how long you need to be employed. They have
one of the nicest and most informative sites
I have seen. |
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Magic Payday
Click Here!
- From their website:
FAST Two Minute Online Application
No Credit Checks
Slow pay, charge off's, even bankruptcy are OK
No faxing required
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Last Updated January 16, 2010 |
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