Home Loans
Reviews of on-line companies that offer home loans
| I was looking to do home mortgage refinancing
and I found a ridiculous amount of information on the internet.
After reading and reading, I realized it would be nice if someone
had all of this information organized in one place - with objective
comments and reviews of the various companies that offer online
loans. So here is my attempt. If you have information or feedback
relevant to this topic, please forward it along to me and I'll
be sure to add it here when I update the site. |
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MoneySearch.com
- Purchase a home, refinance for a better rate or to get
fast cash, cash out your home's equity, find loans for those
with less than perfect credit. Find a lender and inquire
online! Money Search is a 100% advertiser supported loan
search engine. When you choose to inquire with a lender
or broker who advertises on Money Search, your information
remains between you and that lender(s). Advertisers are
solely responsible for keeping their information current.
Refinance Loans: Rates are the lowest
they've been in close to 30 years. Refinance now to get
a lower rate, turn your adjustable into a fixed rate and
get fast cash!
Obtain a mortgage home loan: Find the
perfect mortgage loan. Select from fixed or adjustable rates.
Get prequalified for free and quickly find out how much
you can afford.
Home Equity Loans: Cash in your equity
now for home improvements, paying off debts or anything
else you want with up to 125% of your home's equity!
As Money Search is an advertiser supported company, they
essentially function as a broker for other companies. As
a result, they advertise for companies that are willing
to offer loans for people with less than perfect credit,
new home buyers, FHA, VA, and no documentation loans.
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Ameriquest
Mortgage -
From their website:
Consolidate your high-interest debt. Consolidate
high-interest debt such as credit cards. Your overall monthly
payments will be reduced and may even be tax deductible.*
Get extra cash. Refinancing can give you
extra cash for the things you've always wanted to do. Like
taking that long-deserved vacation, or paying for a college
education. It's your choice.
Home Improvement Loans. Fix the roof, purchase
new kitchen cabinets, or remodel to increase the value of
your home.
You'll get your money fast. We close loans
in as little as 10 days.†
24 hour preliminary approval. You'll know
if you qualify in as little as one day.
We're right in your neighborhood. With
over 1,500 loan officers in over 200 locations, we combine
nationwide strength with the knowledge and friendliness
of a local business.
Take a 30-day break from payments. Your
first payment is usually not due for 30 days or more.
and:
Even if others have turned you down, Ameriquest
wants to give you the respect and credit you deserve.
Hard to prove income. We have home loans
that don't require traditional income documentation.
Too much existing debt. Conventional lenders
will turn you down if they think you have too much debt.
At Ameriquest, our flexible lending standards let us look
at you as an individual.
Less-than-perfect credit. We specialize
in debt consolidation even if your credit is not perfect.
You're not alone. We can help.
Bankruptcy or Foreclosure. Even if you've
had a bankruptcy or foreclosure in the past, we'll work
hard to help you get the cash you need.
What I found: Founded in 1980, and they are a HUGE company.
They also have some nice loan calculators
at their site. |
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From their website:
Save $1,000s with Low
Cost Lending
Complete our simple and secure short form, and see the
names of up to 4 lenders -- while still online! Low Cost
Lending is FREE, and you have no obligation. Start now
and in less than 5 minutes you can make lenders compete
for your next mortgage.
- FREE, no obligation
- No Initial Credit Check
- Secure Server Guards Your Privacy
- Short Form Takes 5 Minutes to Complete
My observations: They offer a variety of services, including
New Home Loans, Refinance, Home Equity Loans, Home
Improvement Loan, Debt Consolidation Loans, and Equity Credit
Lines. They have a very simple form to fill out
that takes about 5 minutes. They then search their database
of lenders and up to 4 of them will contact you with their
rates, etc. Seems to me to be a very simple and quick way
to get started with multiple quotes. |
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Get
Your Home Refinance Quote in Just ONE Minute
4LowRates.com mission is simple - Use
technology and the Internet to save you money and save you
time. But they take it one step further by making it as
simple as possible. Just fill out an easy one page form
and they use proprietary software and a database of over
1500 lenders, insurance agents and credit counselors across
the country to locate the perfect professional to meet your
exact needs and get you the lowest rate. This all happens
instantly with the click of the mouse. This service is completely
free and you are under no obligation to accept any of the
quotes or services provided by their lenders and agents.
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LendingTree Mortgage
Loans
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LendingTree is the only online loan marketplace where Lenders
compete for your business and you choose the loan that's
right for you.
- Our unique marketplace concept was created especially
to... provide you with the easiest, most convenient way
to get a loan you've ever experienced.
- Let you choose an offer from up to four of the nation's
top-rated, most recognized lenders.
- Provide you with great rates and terms
- Put you in complete control of your borrowing process.
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Refinance Today and Save! GoApply.com
- From their website:
Because we know how important it is for our customers to
obtain a loan FAST, most of our Accredited Brokers and Lenders
have streamlined the process with "desktop underwriting".
This allows them to complete the process with minimum
overhead, thus passing the cost savings on to our
customers.
Browse our site and view our many product & service
offerings. Try one of our loan calculators to see how much
MONEY you can save. Isn't it time to give GoApply a try?
Fill out our free and easy online application
form and receive up to three offers within 24 hours.
They offer an easy application and you will get free no
obligation offers. |
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Quicken
Loans
- From their webiste:
One of the nation's leading home mortgage lenders, Quicken
Loans offers simple, convenient, quick and dependable home
loans. We've got the financing that fits your needs and
we get it to you fast. And, we get you the help and information
you need to make the best, most-informed home financing
decision.
What I found: They offer home buying loans, home equity
loans, and refinancing. You can apply in 30 seconds.
They also have Mortgage
Calculators. |
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PremierEquity.com
- From their website:
PremierEquity products are offered by Irwin Union Bank
and Irwin Home Equity. Irwin Union Bank and Irwin Home Equity
are part of the Irwin Financial Corporation with a 130-year
tradition of financial excellence. Irwin companies originated
over $12 billion in mortgages in 2002, and serve the needs
of more than 200,000 homeowners nationwide.
We offer a wide variety of mortgage products ranging from
fixed rate equity loans, flexible lines of credit
to first mortgages, all of which are customized
to each borrower's unique needs and qualifications.
What I could find: They offer a variety of products
including fixed rate home equity loans up to 125% of your
homes value, lines of credit up to 125% of your homes value,
and first mortgages. Somewhat lengthy application
to get started. |
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Click
here for your no obligation quote now!
From their website:
At TheLoanPage.Com, we understand the hassles and frustrations
involved with shopping for mortgages. Staffed with experienced
mortgage, internet, and marketing professionals, we have
combined our knowledge and expertise in providing the most
convenient service to consumers in the search for competitive
mortgage rates and excellent service. Researching the market
for many years, we have found those companies who have proven
reliability, commitment, dedication, and quality on a consistent
basis. Never before has a network of lenders been more eager
to find the loan package best suited for each clients' special
circumstance.
We encourage you to take the five minutes
needed to fill out the pre-application for your state. With
no fees, commitments, memberships or obligations,
TheLoanPage.com is a risk free service.
What I found: The form to fill out really should take less
than 5 minutes. The company will then contact you with up
to 3 loan quotes. |
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Site Maintained by Richard
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Copyright 1996-2005
Last Updated January 26, 2005
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