Auto Loans and Motorcycle Loans
Reviews of companies that offer online loans
Top Recommendation for auto loans and motorcycle
loans |
Capital
One Auto Finance
- Formerly Peoplefirst.com (Offer auto loans
and motorcycle loans - our top recommended company)
From their website:
Capital One Auto Finance is America's largest online
originator and servicer of Blank Check® vehicle
loans.
Capital One Financial Corporation is one of the world's
top issuers of MasterCard and Visa credit cards. In
addition to being a credit card company, Capital One
is a full-service resource for people seeking a variety
of consumer lending products, including vehicle loans.
Capital One Auto Finance, America's largest online
vehicle lender, provides vehicle loans to customers
directly via the Internet, as well as through dealerships
nationwide.
Hassle-free online process
Using innovative technology, Capital One provides vehicle
financing solutions to customers of various credit backgrounds.
Applying online is safe and easy, and it takes just
minutes to get a response. Once approved, qualified
customers receive a no-obligation Blank Check®,
which works like a personal check and can be used to
buy a new or used car or motorcycle, refinance or even
buy out a lease.
Guarantee
Capital One has helped hundreds of thousands of people
experience how easy vehicle financing can be. In fact,
Capital One ensures customer satisfaction with a $100
Loan Experience Guarantee*. That's how committed Capital
One is to delivering an unsurpassed level of service
to its customers.
History
In October 2001, Capital One Financial Corporation acquired
PeopleFirst.com. Founded in 1995 and based in San Diego,
California, PeopleFirst changed its name to Capital
One Auto Finance in June 2003.
Peoplefirst.com
Reviews and Comments I found on-line:
Usenet
message 1 - best rate on motorcycle loan and easy
to use
Usenet
message 2 - motorcycle loan process with Peoplefirst
was "smooth as silk"
Usenet
message 3 - "super easy to work with and
they have decent rates"
Overall,
many positive comments. To summarize, convenient,
fast approval, hassle-free and excellent customer
service. Approval decisions are made within 15 minutes.
They earn our highest recommendation for car
and motorcycle loans.
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E-LOAN
Loan Center
(Offering automobile loans, motorcycle loans, and
vehicle refinancing) from their website:
Getting your auto financing from E-LOAN saves you time, money
and hassle. If you are approved, you'll receive loan documents
online or in the mail that you can use to purchase almost any
vehicle from the franchised dealer of your choice. It's just
like shopping with cash in hand. And, if you ask for the Internet
Sales Manager at the dealership, you can usually increase your
savings and speed up the sales transaction.
E-Loan
Reviews and Comments I found on-line:
Usenet
message 1 - Good auto loan experience, problems with home
loan experience, yet still would recommend them as they handled
it well.
I also found a few message with people saying that auto dealerships
did not want to take an e-loan check because e-loan holds it
for a while before clearing it. However, from the web site:
If the dealer doesn't accept my E-Fund Agreement, what do
I do?
If, for any reason, the dealer is reluctant to accept your E-Fund
Agreement, please call us toll-free at 1-800-598-6069.
I don't know what they will do for you at that number, but
I'm guessing they may wire the money or resolve the problem
some other way. I'd appreciate if anyone has any other feedback
they can send me.
Also, you can refinance
your car loan with E-LOAN today
Given how much rates have dropped - this is probably
a good opportunity to check this out. |
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HouseHold
Auto
- (No motorcycle loans) offer car loans
and refinancing. From their company:
Household Auto is the trusted national company that can help
with all of your auto financing needs. Apply Now.
It only takes 60 seconds to find out if you are approved.
Experience
As a Household company, we are part of a financial family that
has been helping working people for more than 125 years. Household
International is a Fortune 200 Company with over 110 billion
dollars in managed assets. We have the experience, size and
strength to help you access the money you need.
Convenience
One simple auto loan application.
Most people know if they are approved within 60 seconds.
Service
Support over the life of your loan. From the moment you apply
to the day you make your last payment; Household is there for
you.
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RoadLoans
- (No motorcycle loans) From their website:
- Apply online in minutes!
- Get an auto loan even if your credit is less than perfect
- If approved, receive a check overnight
- Shop like a cash buyer
"Based in North Richland Hills, Texas, RoadLoans is the
Internet direct-lending division of Triad Financial Corporation,
a nationwide lender providing innovative auto finance products
and distinctive Customer Care to consumers. We specialize in
financing and servicing new and used vehicle loans for
customers with less than perfect credit."
To qualify:
- You must be at least 18 years of age or older.
- You must be currently residing in the USA.
- You can only apply for an auto loan in a state where RoadLoans
is licensed to do business.
- You must buy from a franchised dealer within your state of
residence.
- Your Gross Monthly Salary is equal to or greater than $1,800
if applying as an individual, or $2,000 combined Gross Monthly
Salaries if applying jointly (not applicable for retired applicants).
- Your loan request is between $7,500 and $50,000.
- You finance a vehicle with a Model Year of 1998 or newer with
less than 70,000 miles.
- If you have previously declared bankruptcy, it must have been
discharged.
- New and used dealer purchases must transact at a franchised
dealership.
- No private party or motorcycle purchases.
- No commercial, cargo, conversion, customized or 1 ton vehicles
allowed. |
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1-800AutoYes.com
- From their website:
"Get a free 2 minute, no-obligation auto loan"
I was unable to find any significant information or feedback
on this company. However, as it appears they offer a no obligation
loan, it may be worthwhile to apply to see what sort of rate
they can provide. |
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Malis, M.D.
Copyright 1996-2005
Last Updated August 15, 2005
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