Auto Loans and Motorcycle Loans

Reviews of companies that offer online loans

RoadLoans - (No motorcycle loans) From their website:

- Apply online in minutes!
- Get an auto loan even if your credit is less than perfect
- If approved, receive a check overnight
- Shop like a cash buyer

"Based in North Richland Hills, Texas, RoadLoans is the Internet direct-lending division of Triad Financial Corporation, a nationwide lender providing innovative auto finance products and distinctive Customer Care to consumers. We specialize in financing and servicing new and used vehicle loans for customers with less than perfect credit."

To qualify:
- You must be at least 18 years of age or older.
- You must be currently residing in the USA.
- You can only apply for an auto loan in a state where RoadLoans is licensed to do business.
- You must buy from a franchised dealer within your state of residence.
- Your Gross Monthly Salary is equal to or greater than $1,800 if applying as an individual, or $2,000 combined Gross Monthly Salaries if applying jointly (not applicable for retired applicants).
- Your loan request is between $7,500 and $50,000.
- You finance a vehicle with a Model Year of 1998 or newer with less than 70,000 miles.
- If you have previously declared bankruptcy, it must have been discharged.
- New and used dealer purchases must transact at a franchised dealership.
- No private party or motorcycle purchases.
- No commercial, cargo, conversion, customized or 1 ton vehicles allowed.

1-800AutoYes.com - From their website:

"Get a free 2 minute, no-obligation auto loan"

I was unable to find any significant information or feedback on this company. However, as it appears they offer a no obligation loan, it may be worthwhile to apply to see what sort of rate they can provide.

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